Chapter 1

I Became the Loan Shark Queen’s Grandson!

Chapter 1

A rooftop room in a poor hillside neighborhood.

To get straight to the point, I had returned to the past.

And I had gained a special ability as well.

Even I have to admit, my ability is ridiculously powerful.

But before anything else, the first thing that caught my eye was a strange window.

It floated in the air, filled with numbers, explanations, and unfamiliar icons arranged in neat rows.

This was clearly reality, yet it didn't feel real at all.

Naturally, I thought I was dreaming.

There was no other way to explain what was happening.

So I closed my eyes and stayed still.

I simply hoped I would wake up.

But nothing happened.

Only time continued to pass.

In the end, I slammed my head against the wall.

That finally brought me to my senses.

Blood formed on my forehead, and pain rushed through me.

This wasn't a dream.

It was reality.

Only then did my mind finally calm down.

My reason returned.

After carefully working things out, I realized that I had gone back twenty-three years.

It's 1996.

The foreign exchange crisis would soon hit.

The entire Republic of Korea would collapse into chaos, and people would lose their jobs one after another.

Families would be torn apart.

Lives would be ruined.

I knew all of it.

This wasn't something I had merely seen on the news.

It had been the reality around me.

So this was an age of despair.

But for me, it was different.

I could see opportunity inside that despair.

Because I was prepared.

Maybe I had even been chosen.

Just as I was trying to organize the chaos in my head, someone barged in without even knocking.

The door flew open roughly, kicking up dust.

An old woman entered the room.

"Are you Taesan?"

I instinctively stood up.

Her hair was completely white, and deep wrinkles covered her face.

But her eyes were clear and powerful.

They were fixed directly on me.

Two men in black suits stood behind her.

They crossed their arms and stared at me without saying a word.

Something about this wasn't normal.

They had definitely come here for a reason.

The atmosphere suddenly became heavy.

"...Who are you?"

I asked calmly, but my thoughts were a mess.

Too much information was flooding into my head at once.

I couldn't organize any of it.

The old woman repeated herself.

"I asked if you're Taesan."

This time, she stepped closer.

I instinctively swallowed.

Her wrinkled face carried the dignity of someone who had lived through countless hardships, and her eyes trembled slightly as if she were trying to see straight through me.

Despite her stiff tone, there was desperation underneath it.

Those eyes wanted to believe that I was "Taesan."

She wasn't simply asking.

She desperately wanted confirmation.

A brief silence passed.

I carefully asked again.

"I am, but... who are you, Grandma?"

I returned the question.

The old woman stared at my face for a long time before muttering in a low voice.

"You look exactly like your mother."

I froze.

My mother...?

The word felt unfamiliar, yet it touched something deep inside my chest.

I had never seen my mother.

I didn't even have a memory of her.

I had been placed in an orphanage as soon as I was born.

There was no one who could explain why.

Ever since I was young, that had been the question I wanted answered most.

Why had I been abandoned?

The only information I had came from the orphanage director.

[The police brought you here. You were wrapped in a baby blanket.]

[It was early in the morning. They said there was blood on your hands.]

I had gone over those words dozens of times while growing up.

At first, I believed them exactly as they were.

But as I got older, questions started to form.

So I asked often.

Whenever I stared at the director and questioned him, he would sigh and shake his head.

[Is that really everything?]

The director always hesitated before answering.

Only after a long pause did he finally say it.

[There was blood on the baby blanket.]

"What?"

I asked again, but he refused to explain further.

Those words stayed buried in one corner of my heart for a long time.

I could never forget them.

They remained there, making me uncomfortable.

At that moment, I understood.

There was something he hadn't told me.

[They said there had been an accident. They couldn't confirm anyone's identity, so they had no choice but to bring you to the orphanage. It seemed like there might be a story behind you, so I didn't send you away for adoption.]

There was sorrow in the director's voice.

When I heard that, it felt as though scattered puzzle pieces had suddenly fallen into place.

Something inside me finally settled.

A small sigh escaped my lips.

When I was young, people often said I was cute and clever.

The teachers liked me.

Even visitors seeing me for the first time showed interest.

I always dressed neatly, and I learned how to smile properly.

Whenever I stood in front of people who might become my adoptive parents, I did my best.

But not a single adoption ever went through.

At the very last moment, they always rejected me.

Now the reason was obvious.

A bloodstained blanket.

A child whose birth couldn't be verified.

From the beginning, I was someone who couldn't be properly classified.

There were no records.

My origins were unknown.

I had no guardian.

The police had simply handed me over to an orphanage.

No one could explain my past.

No matter how hard I tried...

I was ultimately alone.

The noise coming through the window suddenly felt very far away.

The questions buried in my memories still followed me.

Why was I here?

Whose child had I been?

Only now did everything finally make sense.

Why someone as cute and friendly as me had never been chosen.

Even though people said I was handsome.

Even though I smiled like any other child.

There were quite a few foreigners from America who wanted me, too.

Some couples had even considered adopting me overseas.

I remembered them taking pictures, speaking gently to me, and quietly discussing things with the director.

Whenever their hands reached toward me or their eyes softened, I would feel hope.

But in the end, they always said the same thing.

[We'll definitely come back next time.]

[I'm sorry. We're not ready yet.]

The exact words were different.

But they all meant the same thing.

They weren't certain about me.

Eventually, the director made a decision.

After that, he stopped sending me to anyone.

He completely stopped putting me up for adoption.

I don't know whether that decision was good for me.

But from that day onward, I stopped expecting anything.

Even when someone approached me, I quickly closed my heart.

Even if someone smiled at me, I didn't trust them easily.

I was six years old at the time.

My only way of judging the world was instinct.

Was their voice gentle?

Were their eyes cold?

That was all I had.

[My name is Angelina. Hey, little guy. Want to come with me?]

The last woman who tried to take me home had been warm.

Her eyes were deep, and the scent around her whenever she smiled made me feel comfortable.

When she held out her hand, I hesitated.

That one brief moment was everything.

If I had simply taken her hand back then, I might have lived a completely different life.

And later, I found out.

She had been Angelina, the famous British actress.

What would have happened if she had adopted me?

I probably wouldn't have worried about meals while working part-time at convenience stores.

I might have received an expensive English education, traveled the world, and followed her to film festivals.

If my adoptive mother had been Jolie and my adoptive father had been Michael, the man who supposedly hated washing himself, my life would have been completely different.

I would have gone from dirt-poor to Hollywood royalty overnight.

A few years later, she actually adopted a child from Cambodia.

Later, she even took in a Korean orphan.

I had simply not been chosen.

It wasn't that I never had a chance.

I just hadn't taken it.

In the end, no one adopted me.

When I turned nineteen, I had to leave the orphanage.

As soon as my birthday passed, I packed my things.

I still remembered the day I walked through the orphanage gates.

It was winter.

The wind was freezing.

The cardboard box in my hands contained only a few spare clothes and several books.

There was no one I could rely on.

There was nowhere I could return to.

But I couldn't simply collapse.

So I struggled desperately to survive.

If I had no money, I went hungry.

If I got sick, I endured it alone.

There were days when I slept inside subway stations.

There were times when I survived for several days inside public bathhouses.

I had to survive while people walked past me without even glancing my way.

Even then, I watched people carefully.

I had to learn who was lying and who could be trusted.

That was survival.

The old woman suddenly asked,

"Who do you think I am?"

"That's what I'm wondering. Who could you be?"

As I returned the question, I immediately activated my supernatural ability.

The moment I closed my eyes once and opened them again, words appeared above the old woman's head.

[Jo Sun-ja]

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Current Assets: 50 billion won

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Current Loans: 0 won

· 

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Repayment Ability: 100%

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Maximum Repayable Amount: 50 billion won if 50 billion is borrowed

· 

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Trustworthiness: 100%

· 

This was my supernatural ability.

I didn't need to ask someone's name.

I didn't need to know their job.

I could see their age and even roughly understand the kind of life they had lived.

The ability had appeared after my regression.

There had been no special event or reason.

It had simply been there from the moment I opened my eyes.

The information floating above people's heads like data had never been wrong so far.

So I decided to use this ability to survive.

I could see how much wealth a person had.

I could also see how much debt they carried.

Their repayment ability appeared as a percentage.

Their trustworthiness appeared as another percentage.

If I became a loan officer at a bank, I would probably be the best in the country.

Or...

I could become a loan shark.

Many people become honest when money is involved.

But I could see their real situation before they even had the chance to lie.

At least when it came to financial matters, no one could ever fool me.

That was why my ability was so practical.

I could see exactly how much someone owned, how much they could repay, and whether they could be trusted.

The old woman finally spoke.

"I might be your maternal grandmother."

I stared at her.

Someone had suddenly appeared in front of me and revealed the secret of my birth in such an easy, calm manner.

I was shocked.

And honestly, a little dumbfounded.

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