Chapter 20

Chapter 20

Thirty minutes later.

The two women returned from the bank.

The phone in my pocket rang loudly.

I looked at the two of them before answering.

Manager Park’s blunt voice came through the receiver.

“Five hundred million came in. Three hundred million principal, two hundred million interest. We received everything.”

I smiled briefly.

“The Boss only told me to recover the three hundred million principal, but I collected another two hundred million in interest.”

Manager Park answered shortly without much emotion.

“Yeah. Got it.”

The call ended.

I briefly closed my eyes and quickly calculated the numbers.

My commission is fifty percent.

Once the number settled in my head, the corner of my mouth naturally rose.

I had made two hundred and fifty million won in a single day.

Just thinking about it felt good.

Then, in front of the two women, I calmly tore Park Dong-sik’s statement apart.

The sound of ripping paper cut through the coffee shop.

Pieces scattered across the table.

The two women silently watched.

Relief.

Emptiness.

And lingering bitterness all mixed on their faces.

The ex-wife’s fingertips trembled as she stared blankly into space.

Chae Song-hwa bit her lip and seemed lost in thought.

I slowly stood and spoke quietly.

“Don’t trust men too much from now on. In the end, you have to protect your own life with your own hands.”

I left the final advice in a calm but firm tone.

Both women lowered their heads.

Then I added,

“And if you ever need money later, give me a call. We have a connection now, so I won’t deduct the upfront interest for either of you.”

Both women stared at me with absurd expressions.

“Then I’ll be going.”

I lightly pushed the chair back and stood.

When I opened the cafe door, cool air brushed gently across my face.

As I stepped outside, I thought,

Now Park Dong-sik...

Both women would abandon him.

He had no assets under his own name.

He would probably become homeless around Seoul Station.

Another gust came through the doorway.

I lightly adjusted my collar.

Outside, the afternoon sunlight spread softly.

The street noise suddenly felt louder.

Uncle Kim Dong-su had been waiting outside.

He stared at me with wide eyes.

“Taesan, you’re really incredible.”

His voice mixed surprise and admiration.

Seeing his expression made me laugh naturally.

I lightly smiled back.

Clear respect and awe showed in Uncle’s eyes.

I patted his shoulder.

“Uncle, we still have a long way to go. This is where the real beginning starts.”

Uncle nodded with a surprised expression.

A cool autumn wind passed us.

I briefly closed my eyes and enjoyed it.

For once, I felt lighter and freer than anyone else in the world.

A smile appeared as I thought about my next plan.

Time to start collecting the next garbage debt. Hahaha!


Inside Jo Sun-ja’s office.

Manager Park spoke with open admiration.

“I was honestly shocked.”

He took a breath before continuing toward Jo Sun-ja.

“To be honest, I never thought Taesan would resolve a malicious debt like Park Dong-sik’s this cleanly in one move.”

Surprise and sincere admiration filled his voice.

He lightly shook his head.

“At this point, shouldn’t you end the test?”

Jo Sun-ja smiled and nodded slightly.

A satisfied smile spread faintly around her lips.

“His ability is real.”

Jo Sun-ja spoke firmly.

Then she slowly stood.

She quietly walked toward the safe behind her desk.

When she reached it, she opened it with practiced movements.

A moment later, she took something out.

It was the DNA test report she had prepared earlier.

Holding it, she returned to her seat.

She placed the document on the table with a satisfied expression.

“Call Taesan. There’s nothing left to test. Hohoho!”

Her voice carried pleasant excitement and confidence.

Manager Park immediately bowed.

“Yes.”

He answered without hesitation.


Jo Sun-ja stared at me silently.

Documents were neatly arranged on her desk.

Manager Park stood beside her and watched me without speaking.

A suffocating silence filled the office.

The street noise outside almost sounded clearer because of it.

Even the sunlight entering through the window somehow felt heavy and cold today.

Today’s the day.

I felt myself becoming nervous without meaning to.

My heartbeat slowly accelerated.

Even my fingertips began to tremble slightly.

I unconsciously crossed my legs, then corrected my posture.

Every movement in Jo Sun-ja’s expression drew my attention.

What if I really am her grandson?

I would inherit Jo Sun-ja’s entire private lending empire.

Not only her fifty billion won in assets.

I would gain some of the strongest connections and networks in Korea.

And the information power needed to move within this world.

With that level of power and my ability, there would be no reason to remain only in Korea.

The moment the IMF crisis hit, I would begin gathering enormous capital from the bottom of the market.

Collapsing companies.

Bleeding stocks.

Shaking banks and chaebols.

Even government bonds.

I would move faster and more coldly than anyone else in Korea.

No.

Anyone else in the world.

My goal was to become truly wealthy.

Thoughts continued endlessly in my head.

If all of this became real, my life would enter a completely different path.

That only made it harder to breathe.

Anxiety and expectation hit me at the same time.

My chest pounded.

Then slowly, the strange confidence that only someone who knew the future could possess began filling me again.

I closed my eyes and took one deep breath.

But what if I’m not her grandson?

Then I would start from nothing again.

That was fine too.

I already had foreign networks through people like Lin.

Criminal connections through former corrections officer Kim Dong-su.

Multinational karaoke bars.

Private lending.

Even sewing factories in Guro.

If it made money, I was already prepared to grab it.

No matter what, I would create seed capital within two years.

And then...

I would use the chaos of the IMF foreign exchange crisis more intelligently and quickly than anyone else.

No matter what happened, the final winner would be the person who knew the future and prepared first.

My memories of the future were a weapon no one else could possess.

When companies collapsed...

When banks failed...

When everyone hit rock bottom...

I would wait inside the chaos for opportunity.

The road might be different.

But the destination was the same.

The result would be the same.

No matter what it took, I would survive to the end and stand at the top.

I made that promise to myself.

Then Jo Sun-ja’s voice broke the silence.

“Taesan.”

That one short word froze my entire body.

Her gaze pointed directly at me without the slightest shake.

I silently met her eyes.

Manager Park, standing beside her, also watched me while holding his breath.

After a moment, she spoke quietly.

“...You are my blood.”

Her voice was small.

But it rang clearly through the room.

My heart pounded violently from that single sentence.

The old woman...

No.

My grandmother called me again.

“Taesan.”

Her voice was low and heavy.

The next question was equally sharp.

“Now that you’re my grandson, what are you going to do with my money?”

I took a moment to steady my breathing.

Then slowly spoke.

“I want to become a chaebol.”

Grandmother’s eyebrow rose slightly.

She asked shortly,

“...Why?”

I slowly breathed again and answered sincerely.

“I used to think money was dirty and ugly. But during a real crisis, money can save people.”

Grandmother silently nodded.

I continued more seriously.

“I think you need power if you want to protect the people around you and the world they live in.”

I took another deep breath.

Then added with confidence,

“When companies collapse, jobs disappear. When the financial system collapses, the country itself shakes.”

Grandmother narrowed her eyes and watched me.

I finished gently but firmly.

“I want to make enough money to stop things like that.”

Her eyes trembled slightly.

She silently studied my face for a while.

Then slowly nodded.

“That won’t be easy.”

I smiled softly.

Then answered without hesitation.

“That’s why I want to become a chaebol.”

A faint smile appeared on Grandmother’s face.

Soon, she slowly nodded.

“Good. From now on, I’ll leave my private lending business to you.”

After a pause, she added,

“Private lending or investment, do it your way from now on.”

I quietly watched her.

Then slowly shook my head.

“Grandma, I’m not qualified to completely inherit your business yet.”

Surprise and curiosity appeared in her eyes.

I continued seriously.

“After I personally resolve the remaining two malicious debts, I’ll officially inherit your business.”

Grandmother slowly nodded again.

Now, clear satisfaction and trust showed in her eyes.

I turned toward Manager Park.

“Manager Park.”

He immediately straightened his posture.

Then answered respectfully.

“Yes, Kang Taesan.”

Manager Park had spoken casually to me ever since we met.

Now he was using formal speech.

I smiled gently at him.

“Please help me a lot.”

Manager Park answered sincerely.

“I will always serve and support you.”

I laughed lightly.

“I’ll treat you like an uncle.”

Manager Park suddenly burst into laughter.

Surprise and happiness appeared together in his eyes.

I jokingly asked,

“You don’t like it?”

He quickly waved his hands.

“I’m younger than Mr. Kim Dong-su. The family hierarchy is going to become a mess. Hahaha!”

Jo Sun-ja burst into cheerful laughter beside us.

“Hohoho! Is that so?”

The heavy atmosphere instantly became bright and light.

The tension naturally disappeared.

I smiled and thought deeply.

Anyway, the real beginning starts now.

This was only the beginning.

In two years...

I would become a global capitalist.

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